Business Loan — Finance Your Growth
Unsecured working-capital and business loans for shops, traders, service providers and small manufacturers — no collateral, doorstep support from our field team.
Unsecured — no property or collateral needed
What you get
No collateral
Unsecured business finance.
For working capital
Stock, equipment, expansion or seasonal needs.
Doorstep service
Our team visits your business for documents and verification.
Transparent terms
Know your EMI, APR and all charges before you sign.
Who can apply
- Self-employed individuals and proprietors with an operating business
- Business running for at least 12 months
- Business and residence verifiable
- Satisfactory credit history and bank conduct
Documents
- PAN card
- Address proof (not Aadhaar copy)
- Business proof — shop licence, GST, Udyam or similar
- Bank statement for 6 months
- Recent photograph
Loans are sanctioned and disbursed by our partner bank / NBFC as per its credit policy. Interest rate, fees and all charges are disclosed in the lender's Key Fact Statement before you sign. Try our EMI calculator.
Why choose Arthavidhi Capital
Our proven process
Initial consultation
Understanding your goals and current financial position.
Requirement analysis
Assessing needs, repayment capacity and objectives.
Strategy development
A customised plan and the right loan structure.
Implementation
Application, documentation and disbursement by our lending partner, fully compliant.
Review
Ongoing support through repayment.
Ready to take the next step?
Apply online in minutes, or talk to our team for guidance.